Account Services - Checking - Personal
First National Bank & Trust offers a variety of personal checking accounts to meet your needs.
- Top Notch Checking
- Blue Ribbon Checking
- Free Checking Plus
- First Class Checking
- Regular Checking
- Money Market
All First National Bank & Trust checking accounts offer you a free VISA CHECKCard, 24-hour Call First, First Online Internet Banking, and First Mobile. First National Bank & Trust Checking customers also enjoy FREE Bill Pay and FREE notary services. Visa CHECKCard/ATM cards require approval.
We can arrange for your utility payments to be automatically drafted each month with our handy Switch Kit.
Please review the various checking account options & benefits listed below to choose the account that is right for you.
Top Notch Checking
Let your money work hard for you with a Top Notch Checking account.
- Earn Interest
- Unlimited Check Writing
- First Order Checks - Free
Blue Ribbon Checking
All the following benefits will be yours when you become a Blue Ribbon member.
- Unlimited Check Writing - use all the checks you like. With Blue Ribbon Checking there are no per-check charges.
- Free Personalized Checks - receive up to 400 personalized checks per year at no additional cost to you.
- Free Single Signature Travelers Cheques and Money Orders - available to you at no issue fee (up to three money orders per month).
- Rx AdvantageTM Prescription Drug Program - your Rx Advantage card grants you preferred pricing on many prescription medications at participating pharmacies nationwide.
- NationsHealth Medical Supply Pharmacy - you can receive up to 15% off average retail prices of diabetes testing products, as well as the convenience of having the supplies delivered right to your door. No shipping charges will be incurred when you order through this trusted mail-order company.
- $10,000 Accidental Death and $20,000 Common Carrier Insurance 24 hours a day.
- Everyday Rebates - get up to $10 per quarter back for any purchases you make. You'll receive $40 a year just for turning in your grocery and gas receipts.
- Alamo, Avis, Hertz and National Car Rental Discounts.
- Payment Card Protection - register your credit, ATM and check cards at one time and in one place. If your cards are lost or stolen, simply call a convenient toll free number. We'll report the necessary information to the card issuer and request replacement cards. This also provides emergency cash and airline tickets.
- Sojourns® Magazine Subscription
- Savers Club® Book - savings on movie tickets, theme parks, grocery coupons, and much more.
Free Checking Plus
- No Monthly Service Charge
- Unlimited Check Writing
- Free First Check Order
First Class Checking
- Earn Interest
- Unlimited Check Writing
Regular Checking
- Unlimited Check Writing
Money Market
- Earn Higher Interest While Maintaining Complete Liquidity - Interest paid on tiered balances
- Limited Check Writing
To reorder checks click here to visit the Deluxe website.
For more information, please call or visit one of our offices or email us.
Prices, services, legal and tax issues are subject to change. Please call to confirm current rates.






