Privacy, Security, Copyrights, Credits
The material in this Web site is the property of First
National Bank & Trust and others. Reproduction or
redistribution of any material, graphic elements or
photographs without written consent from First National Bank
& Trust is strictly prohibited.
Conditions of Use
No material from this Web site may be copied, reproduced,
republished, uploaded, posted, transmitted or distributed in
any way, except that you may download one copy of the
materials on any single computer for your personal,
non-commercial home use only, provided you keep intact all
copyright and other proprietary notices. Modification of the
materials or use of the materials for any other purpose is a
violation of copyright and other proprietary rights. For
purposes of this Agreement, the use of any such material on
any other Web site or networked computer environment is
prohibited.
Photo and Copy Credits
The photos and graphics featured in this site were furnished
by First National Bank & Trust, Brooks-Jeffrey Marketing,
Inc. and others, and cannot be reproduced or distributed
without written consent from First National Bank & Trust or
Brooks-Jeffrey Marketing, Inc.
Should you have any problems with this site, please contact
First National Bank & Trust at
customerservice@fnbmh.com.
Privacy Statement and Use of Information
First National Bank & Trust recognizes your right to privacy
and protection of the information you provide us --
including your name, mailing address, e-mail address and
telephone number.
When you visit our Web site or request information from
First National Bank & Trust, we record your IP (Internet)
address. Your trip through our Web site is recorded for
traffic analysis. We analyze the traffic to our site to
identify the most popular features of our site and to
understand what browsers are used to view the site.
We do record e-mail and mailing addresses so that we may
inform you of new services and news updates. If you prefer
not to receive such mailings, please let us know by sending
an e-mail message to
customerservice@fnbmh.com
or by calling us at
(870) 425-2101.
Your Privacy
This section explains our policy regarding any personal
information you might supply us when you visit this site.
Our goal is to protect your information on the Internet in
the same way we protect it in all the other ways we interact
with you: in branches, at ATMs, and on the telephone.
Notice
of Your Financial Privacy Rights
The following privacy principles were established to
maintain the security, integrity, and confidentiality of
your personal financial information.
We,
our,
and us, when used in this notice, mean The
First National Bank & Trust Company.
This is
our privacy notice for our customers. When we use the words,
"you" and "your" we mean the following types of customers:
Our
consumer customers who have a continuing relationship by
purchasing or holding financial products or services such as
a(n):
-
Deposit account
-
Loan account
-
Credit card
-
Safe deposit box
-
Self-directed Individual Retirement Account
-
Financial, investment, or economic advisory services
We will
tell you the sources of the information we collect about
you. We will tell you what measures we take to secure
that information.
The
type of information we Collect
We routinely collect and retain the information we obtain
from your account applications, transaction history (for
deposits, loans, credit cards, etc.) and from consumer
reports. This information helps us:
-
To establish and administer your accounts. (Example:
We ask for personally identifying information to protect
your accounts from fraud.)
-
To satisfy certain regulatory requirements. (Example:
When you open an account that pays interest, we are
required by the Internal Revenue Service to obtain your
social security number.)
-
Better understand you so that we may provide you with
additional or improved products and services.
(Example: We require information concerning your credit
history and your assets to determine if you qualify for
loan approval.)
How is
that information protected?
Access to your personally identifiable financial information
is limited to employees with a specific business reason for
utilizing this data. Our employees are educated about
the importance of maintaining confidentiality and customer
privacy. If necessary, we take appropriate
disciplinary steps to enforce our employees’ responsibility
to protect your very personal information.
In order
to prevent unauthorized access to your information, we
maintain security standards and procedures that conform with
industry practices. These security standards and
procedures are routinely tested to verify the integrity of
our systems.
The
Confidentiality, Security, and Integrity Of Your Information
We do not share our current or previous customers’ nonpublic
personal information with affiliates or with nonaffiliated
third parties except as permitted or required by law.
Cookies
To provide better service and a more effective Web site, we
may use "cookies" as part of our interaction with your
browser. A "cookie" is a small file placed on your hard
drive by our Web page server. Cookies are commonly used on
Web sites to recognize whether or not you have visited the
site before and for a number of administrative purposes. By
configuring your browser's preferences or options, you
determine if and how a cookie will be accepted.
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Privacy Statement
Visitors to this bank Web site remain anonymous. We do not
collect identifying information about visitors to our site.
We may use standard software to collect non-identifying
information about our visitors, such as:
- Date and time our site
was accessed
- IP address (A numeric
address given to servers connected to the Internet)
- Web browser used
- City, state, and country
The bank uses this
information to create summary statistics and to determine
the level of interest in information available on our site.
Visitors may elect to provide
us with personal information via e-mail or online
registration forms. This information is used internally, as
appropriate, to handle the sender's request. It is not
disseminated or sold to other organizations.
Some areas of our Web site
may use a "cookie" temporarily stored in the visitor's
computer memory (RAM) to allow the Web server to log the
pages you use within the site and to know if you have
visited the site before.
Security - First Online
First National Bank & Trust's
First Online Banking uses a combination of security
technologies to protect data for the bank and for you, our
customer. Many lines of defense are in place including
password, controlled system entry, a VeriSign-issued digital
ID for the bank's server, secure sockets layer (SSL)
protocol for data encryption and firewalls.
First National Bank & Trust will
NOT, at anytime, ask for your current password. If anyone
calls and requests this information, contact the bank
immediately.
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